FINCOMP Solutions Global Consultancy
Dubai, United Arab Emirates

Transforming compliance into a strategic business advantage.

A Dubai-based Financial Crime Compliance advisory firm bringing banking-grade discipline to right-sized programmes for regulated businesses across the UAE.

Practice areas

  • Financial Crime Compliance
  • AML / CFT
  • Sanctions & Export Controls
  • Trade Finance & TBML
  • Gold & Precious Metals
24+ Years of international banking experience
5 Stage delivery methodology, bank-grade rigour
10 Regulated sectors in scope across the UAE
5 Global institutions in our team's combined banking background
About us

Where banking-grade discipline meets business-focused compliance

FinComp Solutions Global Consultancy LLC provides independent consultancy, managed compliance, and regulatory advisory services to regulated businesses across the UAE. We believe robust regulatory frameworks are not operational hurdles — they are critical business enablers.

Large financial institutions have dedicated teams, specialist expertise, and advanced technology. Many SMEs and DNFBPs face the same regulatory scrutiny with far fewer resources. FinComp exists to close that gap — making bank-grade expertise accessible through practical, proportionate, and commercially focused solutions across AML/CFT, Sanctions, Export Controls, Trade Finance, and TBML.

Our mission

To make Financial Crime Compliance a strategic advantage for every business we serve.

Our vision

To be the trusted compliance advisor for regulated businesses, known for practical, independent, risk-based solutions.

Core principles

The principles that guide every decision, every engagement, and every client relationship.

F

Future-Focused

We embrace innovation and continuous improvement to prepare clients for future risks and regulatory expectations.

I

Integrity

We act with integrity and uphold the highest ethical standards in everything we do.

N

Navigate

We help clients navigate regulatory expectations and financial crime risks with confidence.

C

Collaboration

We work with our clients to strengthen governance, manage risks, and achieve shared success.

O

Objectivity

We provide independent, objective, fact-based advice that supports informed business decisions.

M

Measurable Outcomes

We deliver solutions that improve regulatory readiness and create measurable business value.

P

Professionalism

We uphold the highest standards of professionalism, confidentiality, and sound judgement.

Seven letters.
One standard of work.

Differentiation

Why FinComp

Businesses need more than compliance support — they need a partner who understands both regulatory expectations and commercial realities. We combine deep technical knowledge, international banking experience, and a pragmatic approach.

Banking-grade expertise

Built on 24+ years inside leading global institutions — the same discipline, governance, and technical depth expected in a bank compliance function.

Practical & proportionate

Solutions sized to your business model, regulatory obligations, and risk profile — so compliance supports the business rather than hindering it.

Independent & objective

As an independent firm, our recommendations are fact-based and tailored — practical guidance that supports informed decision-making.

Industry-focused

Sector-specific knowledge of the risks facing financial institutions, precious metals dealers, commodity traders, real estate, and fintechs.

An investment, not a cost

We frame every engagement as a strategic investment, not a cost of doing business — strong governance and well-designed controls build resilience, improve regulatory readiness, and enhance confidence with banks and partners.

A long-term partner

Effective compliance is built through collaboration, not one-off engagements. We work alongside clients for the long term.

Sectors

Industries we serve

We advise organisations in regulated sectors with heightened financial crime risk, tailoring solutions to the business models and obligations of each.

Commodity Traders, Importers & Exporters01
FinTechs & Payment Service Providers06
Dealers in Precious Metals & Stones (DPMS)02
Virtual Asset Service Providers (VASPs)07
Real Estate Agents & Brokerages03
Insurance Intermediaries08
Corporate & Trust Service Providers04
Family Offices & Private Groups09
Financial Institutions & Trade Finance Operations05
Auditors, Accountants & Legal Consultants10

FinComp's founding expertise is anchored in Trade Finance and Trade-Based Money Laundering. As the practice grows, we are building dedicated sector specialists across the remaining industries, so every engagement is led by genuine subject-matter expertise rather than a generalist approach.

How we work

Our delivery methodology

Every engagement follows a disciplined five-stage methodology — the same rigour applied inside global bank compliance functions, adapted for business-sized delivery.

01

Assess

Understand the business, products, jurisdictions and existing controls; identify gaps against current regulatory requirements.

02

Design

Build policies, risk assessments, screening scenarios and workflows around the client's actual risk profile — not a generic template.

03

Implement

Embed controls into day-to-day operations, train staff, and configure screening and monitoring processes.

04

Monitor

Ongoing oversight of alerts, escalations, control performance and emerging risk indicators.

05

Improve

Continuous refinement based on regulatory change and inspection findings — a living programme, not a static file.

Engagement models

Model
Description
Ideal for
Project-Based Advisory
Specialist advisory for defined initiatives: EWRA, AML/CFT framework development, sanctions and export controls frameworks, gap assessments, remediation and policy development.
One-time compliance projects and transformation initiatives.
Compliance Retainer Services
Continuous access to Financial Crime Compliance expertise, regulatory guidance, policy reviews, risk assessments and strategic advice.
Organisations needing specialist expertise without a full-time in-house capability.
Managed Compliance Services
A co-sourcing model alongside your internal team: operational support, governance advisory, screening oversight and regulatory reporting support.
Organisations strengthening internal capability through specialist support.
Regulatory Readiness & Independent Reviews
Independent reviews assessing compliance effectiveness, identifying improvements, and preparing organisations for inspections and Board reporting.
Organisations preparing for examinations, audits or independent assessments.
Executive & Board Advisory
Strategic advisory for Boards, Senior Management, MLROs and Compliance Officers on governance, complex risks, sanctions and trade finance.
Executive leadership requiring independent strategic advice.
What we deliver

Our signature solutions

Five core programmes, from day-to-day advisory to a complete compliance framework build — each priced and delivered as an investment in the business, not a compliance tax, under a clear engagement model.

Monthly retainer

Specialist Advisory™

Your day-to-day advisory partner

On-demand advisory for customer onboarding, high-risk customers, sanctions alerts, banking RFIs, trade transactions, TBML, export controls, STR/SAR assessments and policy interpretation.

All regulated businesses From AED 1,500/mo
Monthly retainer

Compliance Monitoring Programme™

Independent risk-based monthly monitoring

Customer and transaction file sampling, ODD and KYC reviews, sanctions screening oversight, STR/SAR advisory, compliance dashboards, remediation tracking and management reporting.

Ongoing independent oversight From AED 1,500/mo
One-time project

RegReady™

Inspection and audit readiness

A focused, time-bound engagement that keeps your controls inspection-ready — compliance health check, independent gap analysis, mock regulatory inspection, remediation roadmap, audit readiness assessment and Board reporting. The payoff: faster turnaround times, fewer RFIs from banks and auditors, and a compliance record that builds your brand's standing — which in turn means a smoother experience for your own customers too.

Inspection & Board-review readiness From AED 15,000
One-time project

Compliance360™

A complete compliance programme, built

Design and implementation of an end-to-end framework: EWRA, AML/CFT framework, policies and procedures, customer risk assessment methodology, governance framework, compliance manual and staff training.

Read the Compliance360™ deep-dive guide →
Newly regulated businesses, SMEs, DNFBPs Custom proposal
One-time project

goAML Registration

End-to-end registration on the UAE FIU's goAML platform: eligibility assessment, portal registration, reporting workflow configuration and compliance officer onboarding — not just an account.

Read the full registration guide →
Regulated Financial Institutions & DNFBPs From AED 499
Monthly retainer

Fractional Chief Compliance Advisor™

Executive-level compliance leadership — governance advisory, Board support, strategic oversight, regulatory engagement and Compliance Committee participation, without the cost of a full-time executive.

For SMEs, high-risk DNFBPs and growing organisations Custom proposal
Plans

Specialist Advisory™

Your dedicated Financial Crime Compliance advisor — practical guidance whenever your business needs expert support. Plans start from AED 1,500/month; exact tier pricing is confirmed during a short scoping call.

Essential

Small DNFBPs, real estate brokers, small CSPs

  • Email support
  • AML/CFT guidance
  • KYC & EDD advisory
  • Regulatory interpretation
  • Up to 5 advisory requests/month
  • One virtual consultation

Professional

SMEs, DPMS, insurance brokers, fintechs

  • Everything in Essential
  • Unlimited email support
  • Transaction advisory
  • Screening escalation support
  • goAML & STR/SAR advisory
  • Up to 15 advisory requests/month

Business

Commodity traders, DPMS, multi-branch, large DNFBPs

  • Everything in Professional
  • Dedicated compliance advisor
  • Trade Finance & TBML advisory
  • Banking RFI support
  • Sanctions & export controls advisory
  • Unlimited requests, priority response

Enterprise

Custom proposal

Large trading groups & high-risk organisations

  • Dedicated senior consultant
  • Board advisory
  • Complex investigations
  • Regulatory meetings
  • Onsite support
  • Customised SLA
Plans

Compliance Monitoring Programme™

Independent, risk-based monthly monitoring that supports your ongoing UAE AML/CFT obligations, while regulatory accountability remains with you. Plans start from AED 1,500/month; exact tier pricing is confirmed during a short scoping call.

Essential

Small DNFBPs, real estate brokers, accounting firms

  • Monthly customer file sampling
  • Customer risk review
  • Sanctions & PEP review oversight
  • Monthly report, up to 10 samples
  • One advisory meeting

Professional

SMEs, DPMS, insurance brokers, fintechs

  • Everything in Essential
  • Transaction sampling
  • ODD reviews & KYC review support
  • EDD advisory
  • STR/SAR assessment & remediation tracker
  • Up to 20 samples

Business

Commodity traders, DPMS, multi-branch, large DNFBPs

  • Everything in Professional
  • Monthly compliance dashboard
  • Trend analysis
  • Compliance committee reporting
  • Regulatory reporting advisory
  • Quarterly management review

Enterprise

Custom proposal

Large trading groups & high-risk organisations

  • Tailored risk-based programme
  • Customised sampling
  • Executive reporting
  • Onsite reviews
  • Dedicated consultant
Combo programme

Compliance Partner

Monitoring and advisory together, at less than the sum of the two — bundled pricing is confirmed during your scoping call.

Specialist one-time services

Add-on services

Delivered independently or as part of a broader compliance programme. Each engagement is scoped and priced individually, shared following an initial consultation.

Enterprise-Wide Risk Assessment (EWRA)
goAML Registration & SetupPortal registration, reporting workflow configuration and compliance officer onboarding
AML/CFT Policy & Procedures
AML Health Check
Sanctions Framework
Mock Regulatory Inspection
Export Controls Framework
Staff Training (half day)
Compliance Gap Analysis
Board & Senior Management Training
Independent Compliance Audit Support
Sector specialism

Three areas of deep expertise

Each is an applied FinComp methodology, delivered through our standard Specialist Advisory and Compliance Monitoring plans — not a separate pricing tier.

Trade Finance & TBML advisory

CorridorShield™

Trade-Based Money Laundering is one of the hardest typologies to detect — and one of FinComp's core specialisms, developed through hands-on experience building TBML screening capability inside regional banks and engaging with UAE regulators on control frameworks.

SME trading houses carry the same underlying risk at lower volume. We start lean — red-flag checks inside existing documentation review and periodic sampling — and extend the same framework into continuous monitoring as volume grows.

TBML framework development

Define risk parameters, red flags, thresholds and corridor-specific controls.

Trade document review

Assess invoices, bills of lading and related trade documentation for pricing, quantity, routing and documentation anomalies.

Commodity pricing assessment

Identify potential over-invoicing, under-invoicing, unusual pricing and commodity mispricing risks.

Vessel & maritime screening

Assess port calls, vessel activity, sanctions exposure and trans-shipment risks.

Transaction analytics & monitoring

Translate risk indicators into monitoring scenarios, escalation triggers and ongoing surveillance.

Gold & precious metals expertise

BullionShield™

Precious metals is one of the UAE's highest-risk DNFBP categories. This specialism draws on senior banking experience overseeing precious metals and commodity trade financial-crime exposure — expertise rarely found in a boutique advisory.

The same methodology applies to any physical commodity supply chain, including oil and gas, agri-commodities and industrial minerals.

Supply chain due diligence

Validation of air waybills, customs declarations, refining certificates and bills of lading.

Responsible sourcing (OECD-aligned)

Management systems, supply chain risk identification and risk-response strategy built on the OECD 5-Step Due Diligence Framework for mineral supply chains.

Chain-of-custody reviews

Assessing traceability and supply chain integrity from mine to market.

Mine-to-market controls

Counterparty due diligence across extraction, refining, trading and distribution, including high-risk jurisdiction exposure.

Third-party audit readiness

Documentation and gap closure ahead of LBMA Responsible Gold Guidance and other accredited third-party supply chain audits.

Annual due diligence reporting

OECD Annex II-aligned annual reporting on supply chain due diligence, plus DPMSR regulatory reporting.

Read the BullionShield™ deep-dive guide →
Sanctions & export controls

SanctionShield™

Sanctions and export control exposure has become a board-level risk as enforcement expectations evolve. Name screening — sanctions, PEPs and adverse media — is a horizontal capability: it has to operate as an independent, centralised utility across the whole business, not a control confined to one product line.

Our approach draws on experience delivering a Trade Finance sanctions screening transformation at a regional bank, then applying it enterprise-wide — a programme that materially reduced turnaround times and unnecessary escalations while strengthening detection quality.

Sanctions screening advisory

OFAC, UN, EU, UK and UAE regimes — alert tuning, false-positive reduction and screening scenario calibration.

Export controls & dual-use goods

Assessment of controlled-goods exposure and dual-use classification risk in cross-border trade.

Screening optimisation

List-matching accuracy improvements, alias handling and alert disposition governance.

Investigation support

Root-cause analysis of near-miss cases and support for escalation and STR consideration.

Leadership

Who you work with

FinComp is led by our Co-Founder, bringing over a decade of technology, operations and delivery leadership to how our compliance programmes are built and run — backed by a wider team with deep AML/CFT, Sanctions and Trade Finance expertise.

co-founder portrait

Remya A.K.

Co-Founder — Technology, Operations & Delivery

Remya leads FinComp's Technology, Operations and Delivery functions, with over 10 years in enterprise software development, solution architecture and technology consulting across financial services and technology organisations.

She oversees delivery of FinComp's technology initiatives, operational excellence and digital transformation programmes, ensuring clients receive practical, efficient and high-quality compliance solutions.

Common questions

Frequently asked questions

A few questions we hear often from businesses starting to think about their compliance obligations. If yours isn't answered here, reach out directly.

Does a newly registered company need to register on goAML?

If your business falls within a regulated category — a Financial Institution or a DNFBP — registration is generally expected shortly after incorporation, regardless of transaction volume. We handle registration, reporting workflow configuration and compliance officer onboarding as part of our RegReady™ and standalone goAML services. See our full goAML registration guide for who's in scope.

What happens if we've missed a filing or a deadline?

Outcomes depend on the regulator and the specifics, but the businesses that fare best are the ones already inspection-ready, not the ones scrambling. RegReady™ is built for exactly that — a focused, time-bound engagement that pressure-tests your controls and gets you inspection-ready before you're asked to be.

How long does goAML registration and setup take?

For a standard single-entity registration, we typically complete portal registration, reporting workflow configuration and compliance officer onboarding within a few working days of receiving your documents.

What's the difference between Specialist Advisory™ and Compliance Monitoring Programme™?

Specialist Advisory™ is your ongoing day-to-day advisory partner for policy, regulatory and ad hoc queries. Compliance Monitoring Programme™ is independent, risk-based monitoring of your existing controls — file sampling, screening oversight and management reporting. Many clients run both together.

Do you only work with large financial institutions?

No — our plans are risk-based and sized to the business, from lean SMEs and startups needing baseline compliance to financial institutions and trade finance groups needing full programme build and ongoing monitoring.

Is the information we share with FinComp kept confidential?

Yes. Every engagement is treated as strictly confidential, and any information you share is used only to assess and support your compliance needs.

Let's talk

Start with a conversation about your risk profile.

An initial discussion covers your business model, jurisdictions and current controls — and where a right-sized compliance programme would make the most difference.

Co-FounderRemya A.K.
OfficeDubai, United Arab Emirates

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